Diagnosis cost
£200–£500
Treatment cost
£1500–£4000
Ongoing cost
£30–£80 per month
Severity
Serious
Treatable
Manageable
Species
Dogs
What is cruciate ligament disease?
Cruciate ligament disease is the most common cause of hind-leg lameness in dogs. The cranial cruciate ligament (CCL) stabilises the knee joint, and when it ruptures or degenerates, the joint becomes unstable, painful, and prone to further damage. Unlike human ACL injuries, which are usually caused by a single trauma, most dogs develop cruciate disease gradually through progressive weakening of the ligament. Without treatment the knee deteriorates, leading to chronic pain and arthritis.
Symptoms to watch for
- Sudden or gradual lameness in one hind leg
- Reluctance to bear weight on the affected leg
- Stiffness after resting, especially noticeable on getting up
- Swelling around the knee (stifle) joint
- Clicking or popping sound from the knee when walking
- Sitting with the affected leg out to the side
- Muscle wasting in the affected thigh
- Reduced willingness to exercise or play
How is cruciate ligament disease diagnosed?
| Test | Typical cost |
|---|---|
| Consultation and orthopaedic examination | £35–£65 |
| X-rays of the stifle joint (under sedation) | £150–£400 |
| MRI scan (to assess meniscal damage before surgery) | £300–£600 |
Treatment options and costs
Conservative management (rest + medication)
£200–£500 initial, then £30–£80 per month ongoingStrict rest for 6–8 weeks, anti-inflammatory medication, pain relief, weight management, and physiotherapy. May be suitable for dogs under 10 kg or those who are poor surgical candidates. Less predictable outcomes in larger dogs and does not address underlying joint instability.
Lateral suture stabilisation (extracapsular repair)
£1,500–£2,500A strong nylon suture is placed outside the joint to stabilise the knee. More commonly used for small to medium dogs. Less expensive than TPLO but may be less durable in larger, more active dogs.
TPLO (tibial plateau levelling osteotomy)
£2,500–£4,000The angle of the top of the tibia is surgically altered to remove the need for a cruciate ligament. Considered the gold-standard treatment for medium to large dogs. Performed by specialist orthopaedic surgeons and requires 8–12 weeks of restricted activity during recovery.
Ongoing costs
Estimated ongoing management cost
£30–£80 per month
monthly
Breeds most at risk
| Breed | Risk level |
|---|---|
| Labrador Retriever | High |
| Rottweiler | High |
| Staffordshire Bull Terrier | High |
| Golden Retriever | Moderate |
| German Shepherd | Moderate |
| Springer Spaniel | Moderate |
| Border Collie | Low |
Does pet insurance cover cruciate ligament disease?
Cruciate ligament surgery is one of the most commonly claimed orthopaedic procedures in UK pet insurance. Most lifetime policies cover the full cost of diagnosis, surgery, and post-operative care, provided the condition develops after the policy start date. Some insurers impose a waiting period of 14–30 days for orthopaedic claims, and a few exclude cruciate disease specifically during the first 6–12 months. If one knee is already affected, insurers may exclude the other knee as a bilateral condition. Always check your policy wording carefully before proceeding with treatment.